Flexicare TOB EN

Flexicare Table of Benefits

International healthcare plans for you and your family

3, 6, 9 or 12-month cover
Valid from 1st June 2026

This Table of Benefits provides an overview of the treatments and medical services you are covered for, as listed in this document.Contents

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A flexible solution for your adventure overseas

Are you moving abroad for a short period of time? We believe we have a health cover solution for your needs.

Flexicare short‑term international health insurance is designed for individuals and families who are temporarily living abroad for maximum one year. You can choose between a 3, 6, 9 or 12 month-cover*.

This Table of Benefits lists the treatments and medical services you can be covered for, if you choose this plan. Your cover will also include the following member services, included in the cost of your plan:

Support services

Available to you 24/7 (day and night, weekends and holidays included) to offer you support, guidance and reassurance when you need it:

We're here to help you and your family, providing expert advice, information and assistance, wherever you are in the world. For further information, videos and brochures visit our member resources page:

Find out more

* Flexicare plans are not automatically renewed. You can extend your cover for an additional 3, 6, or 9 months by reapplying online. If you originally purchased a 12-month cover, it isn’t possible to extend the plan further, but you can apply for one of our Care Plans for long-term international health cover.

Cover highlights

Day-to-day medical expenses

Covering medical practitioner and specialist fees, as well as prescribed drugs and dressings, to support your everyday healthcare needs.

Medical evacuation and repatriation

If necessary treatment is not available locally, our 24-hour Helpline will arrange evacuation or repatriation to the nearest appropriate medical facility.

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We have received the Platinum Trusted Service Award in 2025, from our independent review provider Feefo.

Policy terms and conditions

This Table of Benefits was designed for promotional purpose to offer an overview of this plan. All limits are per member, per Insurance Period, unless otherwise stated. Cover is subject to product availability and to our policy terms and conditions, as detailed in our Benefit Guide, which is available on our website www.allianzcare.com/en/personal-international-health-insurance/products-and-services/flexicare.html

Key to Table of Benefits:
√	Covered in full, up to the maximum plan limit

Core Plan		Short-term Plan
Maximum plan limit		€ 150,000 / US$ 202,500 / £ 124,500
Hospital accommodation	Pre-authorisation required	Semi-private room
Intensive care	Pre-authorisation required	√
Prescribed drugs and dressings In-patient and day-care treatment only	Pre-authorisation required	√
Surgical fees, including anaesthesia and theatre charges	Pre-authorisation required	√

		Short-term Plan
Physician and therapist fees In-patient and day-care treatment only	Pre-authorisation required	√
Surgical appliances and materials	Pre-authorisation required	√
Diagnostic tests In-patient and day-care treatment only	Pre-authorisation required	√
Accommodation costs for one parent staying in hospital with an insured child under 18	Pre-authorisation required	√
Emergency in-patient dental treatment		√
Day-care treatment	Pre-authorisation required	√
Out-patient surgery	Pre-authorisation required	√
Local ambulance		€ 450 / US$ 610 / £ 374
Repatriation of mortal remains or burial expenses	Pre-authorisation required	√

		Short-term Plan
Medical evacuation and repatriation		√
Where necessary treatment is not available locally, we will evacuate the insured person to the nearest appropriate medical centre (or if the insured person’s home country is within their area of cover, they can choose to be medically repatriated to their home country).	Pre-authorisation required	√
Where ongoing treatment is required, we will cover hotel accommodation costs.	Pre-authorisation required	√
Evacuation in the event of unavailability of adequately screened blood.	Pre-authorisation required	√
If medical necessity prevents an immediate return trip following discharge from an in-patient episode of care, we will cover hotel accommodation costs.	Pre-authorisation required	Max. 7 days
Travel costs for one person accompanying an evacuated/repatriated person	Pre-authorisation required	€ 3,000 / US$ 4,050 / £ 2,490
Travel costs of insured family members in the event of an evacuation/repatriation	Pre-authorisation required	€ 2,000 / US$ 2,700 / £ 1,660
Travel costs of insured persons to be with a close relative who is at peril of death or who has died	Pre-authorisation required	€ 1,500 / US$ 2,025 / £ 1,245
PET and CT-PET scans In-patient and out-patient treatment	Pre-authorisation required	√

		Short-term Plan
CT and MRI scans In-patient and out-patient treatment		√
Oncology In-patient, day-care and out-patient treatment	Pre-authorisation required	√
Purchase of a wig, prosthetic bra or other external prosthetic device for cosmetic purposes		€ 200 / US$ 270 / £ 165
Emergency out-patient treatment		€ 250 / US$ 338 / £ 208
Emergency out-patient dental treatment		€ 250 / US$ 338 / £ 208
Additional Core Plan services
Expat Assistance Programme** Offers access to a range of 24/7 multilingual support services as follows: • Confidential and professional counselling up to five sessions per issue, per calendar year (in-person, phone and video) • Legal and financial referral services • Wellness website access		√
Travel Security Services** Offers 24/7 access to personal security information and advice for all your travel safety queries. This includes: Emergency Security Assistance Hotline (not a free phone number) Country intelligence and security advice Daily security news updates and travel safety alerts		√

Out-patient Plan		Short-term Plan
Maximum plan limit		€ 4,000 / US$ 5,400 / £ 3,320
Out-patient benefits
Medical practitioner fees		80% refund, max. € 300 / US$ 405 / £ 250
Prescribed drugs and dressings		80% refund, max. € 250 / US$ 338 / £ 208
Vaccinations		80% refund, max. € 125 / US$ 170 / £ 104
Specialist fees		80% refund
Diagnostic tests		80% refund
Prescribed physiotherapy Referral from doctor required After every 12 sessions, your doctor or therapist needs to provide a progress report and a treatment plan for your condition		80% refund, max. € 300 / US$ 405 / £ 250

Area of cover

We offer a choice of three different geographical areas of cover:

Worldwide

Please see our Benefit Guide for details on how to navigate the US healthcare system ensuring access to care on a direct billing basis.

Worldwide excluding USA

Africa only

The cost of your cover will vary depending on which region of cover you choose. The areas of cover are subject to our terms and conditions.

** Certain services that may be included in your plan are provided by third-party providers. If included in your plan, these services will show in your Table of Benefits. These services are made available to you subject to your acceptance of your policy’s terms and conditions, as well as the service’s terms and conditions as set out by the relevant third-party service provider. By accepting the third-party service providers’ terms and conditions, you enter a separate contractual relationship directly with them. Their services may be subject to geographical restrictions. Full details of the third-party service providers’ terms and conditions are available in their websites and in the relevant application and/or platform where services may be hosted. The third-party service providers are independent data controllers, and we recommend that you review their privacy notices to understand how they process your personal data. The third-party service providers offer non-insurance services that are not intended to be a substitute for in-person medical consultations, diagnosis, treatment, assessment or care. You understand and agree that the insurer, its reinsurer and their administrators are not responsible or liable for any claim, loss or damage, directly or indirectly resulting from your use of any of these third-party services.