<p><b><span class="color-class-allianz-blue">Which one do I need?</span></b></p>
International health insurance is designed for people who are abroad for long periods of time, months or years, (on their own or with their families) and want to be sure that they are covered for any medical needs. International health insurance is not the same as travel insurance, as International health insurance provides a more durable and comprehensive cover.
Long – the insured person is abroad for a few months or years
Duration
Short – the insured person is abroad for afew days or weeks
Expatriates living abroad or travelling for long periods of time (e.g. for months) due to work or lifestyle
Who
People going on holidays or short trips
Planned, unplanned and day-to-day medical treatment (either in-patient or out-patient), e.g. surgery, dental treatment, routine health checks, etc.
Cover
Lost luggage/travel documents, cancelled trip, delayed departure, emergency medical treatment
The new life abroad
Focus
The trip
Per year – renews each year
Premium
Per trip – one-off