How to create
your plan

A simple way to choose and purchase your cover

Choose and purchase cover easily!

Adapt your cover to suit your needs and budget requirements. You are free to:

1

Choose your level of cover

2

Select optional plans to enhance your cover

3

Choose where you want to be covered

Step 1 – Select a Core Plan

This is your base cover, protecting you for big health events. Our core plan options include a comprehensive selection of in-patient and day-care benefits such as hospital accommodation, surgery, medical evacuation and much more. We offer three different Core Plans to choose from, each providing a different level of cover:

Care Base

Foundational coverage for essential health needs
Our entry-level plan

COMPARE BENEFITS

Care Enhanced

Enhanced health insurance
with additional benefits

COMPARE BENEFITS

Care Signature

Superior health insurance
Our highest level of cover

COMPARE BENEFITS

Optional Core Plan deductible

To reduce the cost of your Core Plan, you can select a Core Plan deductible and we will apply a discount to your premium.

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Enhanced coverage for complex medical needs

Medical evacuation service

We organise locally assisted medical evacuation services, using the most suitable local partner to provide fast, convenient and safe transport to a medical facility. You can access this service by simply calling our Helpline.

Personal Oncology Case Manager services

As part of your cover, you have access to our Personal Oncology Case Manager services. A dedicated case manager, a healthcare professional from our own Medical Team, will guide and assist you through your treatment.

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Step 2 – Choose your optional plans*

These optional plans allow you to personalise your overall cover by choosing the plans that best suit your needs.

Out-patient Plans

These Out-patient Plans cover you for day-to-day medical costs, e.g. if you need to go to your GP or buy prescriptions. They also cover routine screenings such as health and wellbeing checks and cancer screening. Designed to complement our Core Plans, we offer three levels of cover to ensure comprehensive protection tailored to your needs

Out-patient Plan
deductibles

To reduce your Out-patient Plan premium, you can select an optional deductible.

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*You can select an optional plan together with the corresponding Core Plan. You can’t buy it separately.

Dental Plans*

Protect your oral health with our reliable dental insurance plan, offering cover to dental treatments, surgeries, orthodontics and more. We offer three levels of cover:

Care Base

COMPARE BENEFITS

Care Enhanced

COMPARE BENEFITS

Care Signature

COMPARE BENEFITS

* You can select a dental plan together with the corresponding Core Plan. You can’t buy it separately.

EXPLORE OUR FULL RANGE OF DENTAL BENEFITS

Step 3 – Choose your area of cover

You have a choice of four different geographical areas of cover. The cost of your cover will vary depending on which region of cover you choose. The areas of cover are subject to our terms and conditions.

'Worldwide’, ‘Worldwide excluding USA’, ‘Europe’ or ‘Africa only’.