Accidental Death and Dismemberment benefit

Accidental Death benefit

The Accidental Death benefit provides an additional lump sum to beneficiaries if the insured employee dies due to an accident, provided the death takes place within 365 days of the accident.

Accidental Dismemberment benefit

The Accidental Dismemberment benefit provides a lump sum to the insured employee if they lose a limb or limb function as a result of an accident, provided the dismemberment takes place within 365 days of the accident.

The total Accidental Death and Accidental Dismemberment benefit will not exceed 100% of the life sum insured (as stated in the Table of Benefits) or
€ 2,000,000 (whichever is lower).

Cover normally ends on the day the insured employee reaches the age of 65. If cover ends at a different age, this will be stated in the Company Agreement.