Our solutions

International health insurance to suit your budget and desired level of cover

NGO Mission Plans

These plans are specifically designed to cover emergency treatments for your employees while they travel abroad and provide full refund of emergency medical treatment, evacuation and repatriation.

We offer three plans based on the duration of the trip 30/90/300 days:

NGO Mission 30

Emergency cover up to 30 travel days per Insurance Year
Maximum plan limit up to € 200,000

NGO Mission 90

Emergency cover up to 90 travel days per Insurance Year
Maximum plan limit up to € 200,000

NGO Mission 300

Emergency cover up to 300 travel days per Insurance Year
Maximum plan limit up to € 200,000

Area of cover: Worldwide for emergency cover only
In-patient benefits (Private room)
Out-patient benefits (GP and specialist consultations, prescription drugs and diagnostic tests)
Emergency dental treatment
Medical evacuation and repatriation (up to € 10,000 per Insurance Year)

NGO Essential Plans

NGO Essential Plans are designed to meet the needs of your Third Country Nationals. These plans provide cover for treatment within the insured member’s country of residence, except in the case of emergency treatment, and provide 80% refund on all benefits with the exception of medical evacuation and repatriation which is reimbursed at 100%.

Two core plans to choose from:

NGO Essential

Core in-patient plan
Up to € 50,000 per year for Africa, South East Asia and the Sub-Indian Continent areas of cover
Up to € 100,000 per year for worldwide areas of cover

NGO Essential Plus

Core in-patient plan
Up to € 100,000 per year for Africa, South East Asia and the Sub-Indian Continent areas of cover
Up to € 250,000 per year for worldwide areas of cover

Area of cover:

The insured member’s country of residence will determine which of these areas of cover will be applied to their policy. The areas of cover are as follows:

Area 1: Worldwide, excluding USA, Hong Kong, China, Israel, Singapore, Switzerland, United Kingdom and Africa
Area 2: Africa only
Area 3: South East Asia and the Sub-Indian Continent

The insured member’s country of residence determines the area of cover. Treatments are only covered within the insured member’s country of residence, except in the case of emergency treatment.

Please note that this product is only suitable for those who are resident outside of the following countries: USA, Hong Kong, China, Israel, Singapore, Switzerland and United Kingdom.

Optional plans:

You can add an Out-patient plan only or add an Out-patient plan in combination with one or more plans.

Out-patient plan (includes GP and specialist consultations, diagnostic tests, psychiatry and psychotherapy)

Maternity plan (up to € 1,000 per Insurance Year)

Dental plan (up to € 350 per Insurance Year)

Medical evacuation (when treatment is not available locally)

NGO Premier Plans

NGO Premier Plans are designed to meet the needs of your Expat employees. The Premier Plans are packaged health insurance solutions which include a core plan, an Out-patient plan and a Dental plan. In-patient and out-patient reimbursement level vary subject to benefit.

Two core plans to choose from:

NGO Premier

Core In-patient plan (up to € 1,000,000 per year)

Comprehensive medical cover
Semi-private room

Out-patient plan (up to € 7,500 per year)

Comprehensive out-patient plan
Routine health checks
Vaccinations (including Covid-19, where eligible)
Personal counselling

Dental plan (up to € 1,000 per year)

NGO Premier Plus

Core In-patient plan (up to € 1,500,000 per year)

Comprehensive medical cover
Private room

Out-patient plan (no limit)

Comprehensive out-patient plan
Vaccinations (including Covid-19, where eligible)
Alternative medicines
Routine health checks
Personal counselling
Psychiatry and psychotherapy

Dental plan (up to € 2,000 per year)

A choice of six areas of cover:

Worldwide, which provides cover anywhere in the world
Worldwide excluding USA
Worldwide excluding USA for Hong Kong and China residents
Worldwide excluding USA for Switzerland and Singapore residents
Africa only
South East Asia and the Sub-Indian Continent